| SINGLE TRIP AND INBOUND TRIP | |||||
|---|---|---|---|---|---|
| SECTION OF COVER | BENEFITS | GOLD PLAN | PREMIUM PLAN | SCHENGEN PLAN | STUDENT PLAN |
| MAX. SUM INSURED US$ | MAX. SUM INSURED US$ | MAX. SUM INSURED US$ | MAX. SUM INSURED US$ | ||
| A | Personal Accident - DEATH/PTD | US$27,500 | US$25,000 | US$10,000 | US$10,000 |
| B | Emergency Medical Expenses and Emergency Medical Evacuation | US$150,000 | US$100,000 | US$60,000 | US$50,000 |
| Emergency Dental Care | US$750 | US$600 | US$500 | US$500 | |
| Repatriation of Mortal Remains | US$12,500 | US$10,000 | US$5000 | US$5000 | |
| Hospital Benefits | US$25 per day maximum of US$250 | US$10 per day maximum of US$100 | NIL | NIL | |
| C | Loss of Checked Baggage | US$1,000 | US$1,000 | US$1,000 | US$1,000 |
| Delayed Baggage US$50 per each 12 hour period of delay | US$ 50 per 12 Hours but maximum of US$250 | US$50 per 12 Hours but maximum of US$250 | US$50 per 12 Hours but maximum of US$250 | US$50 per 12 Hours but maximum of US$250 | |
| D | Personality Liability | US$250,000 | US$200,000 | US$200,000 | US$100,000 |
| E | Hijack US$50 per each 24 hour period of detention | US$750 | US$500 | US$500 | US$500 |
| F | Loss of Passport | US$500 | US$500 | US$500 | US$500 |
| G | Cancellation and Curtailment | US$1,500 | US$1,000 | US$1,000 | US$500 |
| H | Travel Delay | US$50 per 8 hrs,up to a max of US$150 | US$10 per 12 up to a maximum of US$100 | US$10 per 12 up to a maximum of US$100 | US$10 per 12 up to a maximum of US$100 |
| I | War & Terrorism | Included | Optional - Covered at an additional premium of 25% of the Basic premium | Optional - Covered at an additional premium of 25% of the Basic premium | Optional - Covered at an additional premium of 25% of the Basic premium |
| PERIOD | SINGLE TRIP | INBOUND | Age 16 - 45 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Age 16 - 60 | 61 - 70 | 16 - 60 | 61 - 70 | 61 - 70 | 61 - 70 | 61 - 70 | 61 - 70 | INCLUDING USA/ CANADA | EXCLUDING USA / CANADA | ||
| Up to 7 Days | 38 | 46 | 31 | 38 | 25 | 29 | 27 | 32 | |||
| Up to 8 - 10 Days | 66 | 94 | 53 | 76 | 38 | 47 | 39 | 48 | Up to 90 days | 257 | 213 |
| Up to 11 - 15 Days | 94 | 128 | 76 | 104 | 53 | 62 | 50 | 62 | |||
| Up to 16 - 21 Days | 124 | 152 | 100 | 123 | 67 | 81 | 61 | 73 | 91 to 180 days | 334 | 277 |
| Up to 22 - 31 Days | 180 | 233 | 146 | 189 | 81 | 96 | 73 | 92 | |||
| Up to 32 - 62 Days | 204 | 273 | 165 | 222 | 100 | 124 | 93 | 105 | Annual | 488 | 362 |
| Up to 63 - 93 Days | 320 | 349 | 260 | 284 | N/A | N/A | 166 | 186 | |||
| Up to 94 - 185 Days | 408 | 459 | 331 | 373 | N/A | N/A | 271 | 287 | |||
| ANNUAL MULTI TRIP | 378 | 526 | 307 | 427 | |||||||
| GROUP PLAN | US $4.50 Per day | US$ 3.50 Per day | US $ 3.50 Per day |
Notes
- Ages calculated at the commencement of the trip.
- Children under 16: 50% of 16 – 60 rates if travelling with an insured adult
- Age 71 – 74 years = 200% of 61 – 70 rates, Age 75 – 80 years = 300% of 61 – 70 rates. Rates for Age 70+ are subject to a clean medical report
- Adults 70 years and over: to submit to a satisfactory medical examination prior to acceptance.
- Maximum age at expiry of insurance: 80 years.
- Pre-existing conditions not covered
- Annual Multi Trip Maximum any one trip not exceeding 90 days.
- Minimum of 10 travellers with a minimum of 3 days for the group plan.
- The benefits for Group Plan are the same as for Premium Plan
*To Calculate Your Premium, Match the Selected Plan Against the Travel Period and age Bracket
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