SINGLE TRIP AND INBOUND TRIP
SECTION OF COVER BENEFITS GOLD PLAN PREMIUM PLAN SCHENGEN PLAN STUDENT PLAN
MAX. SUM INSURED US$ MAX. SUM INSURED US$ MAX. SUM INSURED US$ MAX. SUM INSURED US$
A Personal Accident - DEATH/PTD US$27,500 US$25,000 US$10,000 US$10,000
B Emergency Medical Expenses and Emergency Medical Evacuation US$150,000 US$100,000 US$60,000 US$50,000
Emergency Dental Care US$750 US$600 US$500 US$500
Repatriation of Mortal Remains US$12,500 US$10,000 US$5000 US$5000
Hospital Benefits US$25 per day maximum of US$250 US$10 per day maximum of US$100 NIL NIL
C Loss of Checked Baggage US$1,000 US$1,000 US$1,000 US$1,000
Delayed Baggage US$50 per each 12 hour period of delay US$ 50 per 12 Hours but maximum of US$250 US$50 per 12 Hours but maximum of US$250 US$50 per 12 Hours but maximum of US$250 US$50 per 12 Hours but maximum of US$250
D Personality Liability US$250,000 US$200,000 US$200,000 US$100,000
E Hijack US$50 per each 24 hour period of detention US$750 US$500 US$500 US$500
F Loss of Passport US$500 US$500 US$500 US$500
G Cancellation and Curtailment US$1,500 US$1,000 US$1,000 US$500
H Travel Delay US$50 per 8 hrs,up to a max of US$150 US$10 per 12 up to a maximum of US$100 US$10 per 12 up to a maximum of US$100 US$10 per 12 up to a maximum of US$100
I War & Terrorism Included Optional - Covered at an additional premium of 25% of the Basic premium Optional - Covered at an additional premium of 25% of the Basic premium Optional - Covered at an additional premium of 25% of the Basic premium
PERIOD SINGLE TRIP INBOUND Age 16 - 45
Age 16 - 60 61 - 70 16 - 60 61 - 70 61 - 70 61 - 70 61 - 70 61 - 70 INCLUDING USA/ CANADA EXCLUDING USA / CANADA
Up to 7 Days 38 46 31 38 25 29 27 32
Up to 8 - 10 Days 66 94 53 76 38 47 39 48 Up to 90 days 257 213
Up to 11 - 15 Days 94 128 76 104 53 62 50 62
Up to 16 - 21 Days 124 152 100 123 67 81 61 73 91 to 180 days 334 277
Up to 22 - 31 Days 180 233 146 189 81 96 73 92
Up to 32 - 62 Days 204 273 165 222 100 124 93 105 Annual 488 362
Up to 63 - 93 Days 320 349 260 284 N/A N/A 166 186
Up to 94 - 185 Days 408 459 331 373 N/A N/A 271 287
ANNUAL MULTI TRIP 378 526 307 427
GROUP PLAN US $4.50 Per day US$ 3.50 Per day US $ 3.50 Per day

Notes

  • Ages calculated at the commencement of the trip.
  • Children under 16: 50% of 16 – 60 rates if travelling with an insured adult
  • Age 71 – 74 years = 200% of 61 – 70 rates, Age 75 – 80 years = 300% of 61 – 70 rates. Rates for Age 70+ are subject to a clean medical report
  • Adults 70 years and over: to submit to a satisfactory medical examination prior to acceptance.
  • Maximum age at expiry of insurance: 80 years.
  • Pre-existing conditions not covered
  • Annual Multi Trip Maximum any one trip not exceeding 90 days.
  • Minimum of 10 travellers with a minimum of 3 days for the group plan.
  • The benefits for Group Plan are the same as for Premium Plan

*To Calculate Your Premium, Match the Selected Plan Against the Travel Period and age Bracket

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